Cosmo Realty, Inc. 258 Broad Avenue Palisades Park, NJ 07650 TEL: 201) 944-4949   FAX: 201) 944-4844 EMAIL: info@cosmorealty.com Copyright © 2004, Cosmo Realty, Inc. All Rights Reserved

"This written material is written by Jay D. Lee for the exclusive use of agents employed by Cosmo Realty , Inc. only. Reproduction in whole or in part in any form or medium without express written permission of Jay D. Lee is prohibited."